Funeral Insurance

Final Expense and Burial Insurance

Final expense insurance is a type of life insurance policy which helps pay for the cost of your funeral and burial.

Continuing Care Retirement Communities

Cover the Costs of Your Funeral

Help your family pay for your funeral expenses and ensure the costs of your funeral wishes are covered.

Cover the Costs of Your Funeral

Frequently Asked Questions About Funeral Insurance

Burial insurance, also known as final expense insurance, is a type of life insurance policy which can be used to cover the costs of your funeral and burial or cremation after your death. Your designated beneficiary will receive your death benefit funds, which they can then use according to your wishes.

There is no difference. Burial insurance and final expense insurance are commonly referred to as the same type of insurance, and both can cover expenses in addition to just your “burial”, including some medical expenses and other funeral related expenses. Before purchasing burial insurance, be sure to check the policy’s details to see what type of expenses are eligible to be covered.

The cost for burial insurance varies by age, gender, and how much coverage you are purchasing. Average monthly premium costs can vary from about $20 to $200 per month, and this range mostly depends on age. It is best to purchase burial insurance as early as possible to lock in a lower rate for the rest of your life.

Coverage amounts typically range from $5,000 to over $20,000 but some insurance carriers may offer minimums as low as $1,000.

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